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Results-oriented professional with a Masters in Social Work (MSW) and exceptional attention to detail. Experienced in diverse cultures and disciplines. Holds an active SECRET Clearance and possesses strong computer skills including HMIS, Senty file, Share Point, Adobe, Excel, and Outlook.

Talented administrative leader with over 17 years of experience in the education sector backed by significant project management and curriculum development. An effective communicator skilled at developing and implementing academic programs to create high-quality learning environments. Exceptional relationship building skills with a track record for developing meaningful partnerships with major community stakeholders. An articulate public speaker with strong presentation and facilitation abilities.

A proactive, self-motivated professional with extensive experience in the healthcare, property management, and banking industry. Committed to offering excellent customer service and resolving problems to ensure satisfaction. Adept at creating a team atmosphere. Collaborative communicator who quickly establishes rapport with diverse clientele and develops long-term vendor and interdepartmental relationships.

Proven track record in customer service and maintenance of cleanliness, honed at Popeyes® Louisiana Kitchen and as a Residential Remodeler for Handyman Josh. Adept at using a variety of tools and ensuring sanitary conditions, I excel in fast-paced environments, demonstrating adaptability and strong communication skills. Achievements include significantly improving service efficiency and customer satisfaction.

Proven to excel in collaborative environments, I enhanced scaffold safety and operational efficiency at CIS through rigorous inspections and teamwork. My tenure at Interprise honed my expertise in OSHA compliance and electrical system maintenance, showcasing my ability to manage materials and ensure workplace safety.

Reliable professional with hands-on experience managing business operations and and resolving client concerns. Skilled in providing exceptional customer service, and communication skills across various platforms.


Dedicated Shift Leader promotes quality assurance, issue resolution, and team collaboration. Excels at troubleshooting and supervising talented teams. Works to facilitate teams to develop action plans to address issues and presents solutions to management.

Proactive Golf Caddie with a completed season in a scholarship caddie program demonstrating strong relationship building and competitor awareness. Skilled in equipment organization, physical fitness, and mental toughness. Offering a team player attitude and multi-tasking abilities to network and compete for a limited number of available college scholarships.

Certified nursing assistant and BLS-certified UW-Madison nursing student with 2 years of clinical care experience in hospital settings. Passionate about working with kids and fostering trusting relationships. Seeking to build on skills and provide exceptional care in a nursing role.

Licensed Practical Nurse and Direct Support Professional with extensive experience in administering medications, monitoring vital signs, and ensuring documentation accuracy. Proven success in collaborating with interdisciplinary teams to improve patient care and managing critical situations effectively. Expertise in diabetes management, patient education, and facilitating communication to promote continuity of care.

Resourceful and dedicated professional with strong analytical skills and a serious work ethic. Demonstrates excellent organizational abilities, multitasking skills, and a drive to achieve goals. Adept at collaborating effectively with team members and contributing as a positive team player.

Conscientious professional with extensive experience advocating for social and economic well-being of the senior population. Skilled at providing guidance, support and assistance. Strong communication and management skills and committed to inspiring community service.

Politically engaged student dual-majoring in Political Science and History. Pursuing an MPA through a combined bachelor's/master's program to attain a career in civil service and eventually lobbying. Has skills in communication, writing, research, leadership, and working with groups and in fast paced environments. Dedicated to influencing positive change through politics.

Enthusiastic and motivated individual passionate about customer service. Team player works well both independently and within team settings to achieve goals. Skilled communicator and problem solver committed to creating positive customer experiences.

To become part of a growing professional organization within a company where I can offer my extensive customer service experience. Hoping to have the ability to grow within a company where I can thrive and create an amazing career for myself!

Accomplished Security Supervisor with a proven track record at Allied Universal Security Services, excelling in CCTV monitoring and team leadership. Developed strategies reducing security incidents by 30%, demonstrating exceptional staff management and training abilities. Skilled in coordinating rapid response to alarms, ensuring robust facility safety and security. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Accomplished in streamlining operations and enhancing financial processes at SunWize Technologies Inc, I bring proven expertise in payroll processing and exceptional attention to detail. My background includes optimizing organizational systems, improving cash flow management, and fostering strong customer relations, demonstrating both hard and soft skills essential for high-level administrative support. Bilingual Human Resources Administrator offering 5 years of progressive success in HR roles. Strong foundation of utilizing excellent communication and emotional intelligence to build strong teams and cultivate positive work cultures. Superior employee relations acumen and passion for recruiting, retaining and supporting high-quality talent to drive company growth.

Knowledgeable Installer offering Number years of field experience focused on customer satisfaction. Offering strong mechanical and technical skills with excellent eye for detail. Well-versed in diagnosing and repairing issues with current systems and installing new systems. Careful Installer with Number years of experience in Area of expertise. Expert in installations and carpentry tool use with proven history of success with customer satisfaction rates. Known for working quickly with great integrity and reliability. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Reliable Installer with Number years of experience in Industry roles. Lifts up to Number pounds safely and effectively and follows directions to complete tasks accurately.

Efficient and proactive employee with comprehensive experience in table bussing, seating customers, running food and drinks, and serving tables. Skilled in time management, team collaboration, and enhancing productivity. Bringing strong work ethic and drive to support team success and ensure a clean, welcoming environment for guests.

Skilled Auto Mechanic with proven expertise in vehicle maintenance and repair, honed at prestigious workshops including O'neil Nissan, Inc. Excelled in preventive maintenance, brake systems, and driveability diagnostics, enhancing vehicle performance and customer satisfaction. Demonstrated exceptional teamwork and customer service, contributing to positive reviews and operational excellence. Dependable automotive professional with expertise in repairing and maintaining diverse vehicle components and systems. Good troubleshooting and planning abilities with superior work ethic.

I am a hard worker with over a year of experience. I have great communication skills and as a nursery teacher I have to have great observational skills to create a safe environment for the children.

Aspiring Physician Assistant with a strong commitment to providing a compassionate and attentive care. Detail-oriented and efficient individual with strong communication and organizational skills, seeking a scribe position to leverage a passion for accuracy and clarity in medical documentation. Eager to assist healthcare workers by effectively transcribing medical notes, keeping patient records, and ensuring clinical workflow.

Compassionate Registered Nurse with experience in the Medical-Surgical Unit, skilled in patient assessments, medication administration, and infection control. Proven track record in educating patients and families on disease management and fostering strong patient relationships. Bringing critical thinking and collaboration skills to advance patient care and outcomes. Dedicated and compassionate Registered Nurse (RN) with progressive career history in direct patient care, triage and care coordination in fast-paced environment. Proven to remain calm under pressure and skillfully handle difficult patients and high-stress situations. Consistently developing strong relationships with patients and families through empathetic communication, respectful attitude and excellent customer service.

Motivated student eager to apply classroom knowledge to real-world experiences in the field of biology, with a strong willingness to learn and contribute. Effective communicator with a collaborative mindset, ready to bring fresh perspectives and a strong work ethic to any team.

 Dedicated and reliable with excellent experience. Maintains professional appearance and demeanor and expertly completes assigned tasks with focus on quality. Dependable and quick-learning team player with effective communication and organization skills. 

Proactive Restaurant Server and Tutor with experience in customer satisfaction and educational support. Skilled in handling transactions, problem-solving, and maintaining a welcoming environment. Proficient in Spanish with strong communication and organizational abilities, dedicated to fostering positive relationships and community engagement.

To obtain a position as a nursing professional that will allow for the utilization and enhancement of my acquired skills in patient care and health promotion. Knowledgeable and proactive ICU Registered Nurse with proven skills in coordinating and implementing treatment plans. Handles needs of patients with common presentations and complex cases, including responding expertly to diverse emergencies. Calm and insightful during stressful situations.

Passionate student with retail experience. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Proactive student intern with hands-on mentorship experience, collaborating with certified educators. Strengths include organizational skills, teamwork, and tech-savviness. Bringing strong leadership, problem-solving abilities, and a positive attitude to any role.

My name is Ethan Tosto and I am a current UNC Student who wants and will pursue Business. I have a strong work ethic and have always worked well with others including my previous bosses as well. I am a dependable worker with various skills coming from different jobs and life experience. I never start a job without finishing to the standards I believe in, if a job is going to be known to be done by me then the job will be done well always.

Proven Tech Support specialist from IPW/TSI, adept in computer troubleshooting and customer service excellence. Spearheaded initiatives to reduce cartridge defects, enhancing production efficiency by 20%. Skilled in leadership and problem-solving, I excel in driving continuous improvement and delivering customer satisfaction under pressure.

Resourceful coordinator with outstanding prioritization, multitasking, and planning abilities. Several years of hands-on experience in office settings, excelling in administrative duties and tasks. Commended for meticulous file management abilities. Experienced Coordinator with proven background in project management and team leadership. Skilled in streamlining operations, improving productivity, and fostering cross-functional collaboration. Known for successfully coordinating multiple projects simultaneously while meeting critical deadlines. Display strong communication skills coupled with problem-solving abilities that have positively impacted previous workplaces.

Diligent and responsible Cashier with excellent history of running smooth, accurate registers, keeping merchandise stocked and maintaining cleanliness. Offering experience in FOH and BOH roles. Well-organized and dependable with unparalleled dedication to team success, business operations and customer loyalty. Committed and hardworking cashier with experience processing transactions and assisting customers. Dedicated to resolving issues, answering customer questions, and ringing up customers. Creative problem-solver versed in customer service.

HISTORY
I began a lengthy career at HUD in 1984. I have accomplished many things during this time; I started as a GS-3 File/Mail clerk in Single Family. I moved up the ladder to a Supervisory position in the Receiving Section when I was recruited to apply for an upward mobility position in Multifamily Housing.
I joined Multifamily in 1987 where I worked as a Mortgage Credit Examiner. Since that time, my career has been in Multifamily with my final job title changing from Senior Project Manager to Senior Underwriter in 2016. Several years ago, when the Section 202 & 811 programs were funded on a more regular basis, I was chosen to lead a team consisting of myself, an appraiser and construction analyst that specifically worked on underwriting 202 & 811 deals. When the Programs were no longer funded, I worked on Insured deals as a Team lead. This resume focuses mainly on my duties as a Sr. Underwriter and my responsibilities underwriting Multifamily Insured deals as well as my duties underwriting Section 202 & 811 deals. I was also a frequent panelist at the Western Lenders Conference (WMAC) presenting on a variety of underwriting topics. I am currently a GS13-10.
CURRENT DUTIES
I am an analytical Senior Underwriter with 20+ years of experience steering applications through the approval process through construction and to Final Closing/Endorsement. Additionally, I work with HUD HQ to develop and enforce Section 202 & 811 guidelines and policies since many of the staff nationwide was/is unfamiliar with the 202/811 program.
I have also mentored three underwriters, an appraiser and construction analyst in the West Region on the specific nuances of underwriting the mixed finance Section 202/811 projects. I have also work extensively providing assistance to various underwriters in other Regional Offices.
I was the Underwriter and led the team to get the first two Section 202 projects in the nation to construction completion and Final Closing when the 202/811 program was reinstated in 2019. Since then, one of the other West Region Underwriters that I mentored was able to issue a Firm Commitment and get a project to construction start in a record breaking 4 months from the date of the Agreement/Award letter.
I have worked with the National 202/811 Coordinator on the revision of the Section 202 & 811 Award Letters as well as providing comments on the upcoming revised Asset Management Handbook, updating and commenting on various HUD forms. Additionally, I assisted Larry Fergison and John Ardovini, Director, Affordable Housing Transaction Division, Office of Recapitalization and his team on the development of the instructional "swim-lanes" on the 202-RAD process. I am also working with Mr. Fergison and the Office of Recapitalization on developing instructions and guidelines for implementing the Green and Resilient Retrofit Program (GRRP) for the Section 202/811 program.
I also have worked with Asset Management Branch Chiefs in the West Region to establish internal processing procedures to help Account Executives better understand the various processing protocols regarding the PRAC as they differ greatly from the typical "Traditionally" processed project vs. the Capital Advance Upon Completion (CAUC) project.
In 2023 and again in July of 2024, I was a panelist at the Leading Age Conference in Orlando, FL where I presented Section 202 & 811 program information. Additionally, this year, I also went to the Atlanta Field Office to present 202/811 processing information to the Staff.
I have received many commendations and recognition over the years not only from my immediate supervisors, but from lenders, Sponsors and HUD HQ as well. Additionally I have received outstanding appraisal evaluations for over 30 years.

 I enhance customer satisfaction with exceptional service and a strong work ethic. Skilled in cash handling and guest engagement, I excel in high-pressure environments, ensuring detailed attention and rapport with guests. My ability to train peers and manage multiple tasks showcases a blend of leadership and operational efficiency. Talented Server bringing skills in order management, payment processing and upselling. Stay current on menu items and consistently offer targeted recommendations to meet individual customer needs. Knowledgeable about handling special dietary requirements and general food safety standards. 

Hello there! I appreciate you taking time to consider me for a position on your team. I strive to excel in any arena that I find myself in and I have a track record of good relationships with all of my past employers. Things I definitely bring with me to any situation are dependability, punctuality, and a good work ethic. I am eager to learn, happy to help, and excited to be an asset, if given the opportunity. I'm a quick learner, good listener, self starter, and I work well with others. I am definitely detail oriented. In addition to the Veterinarian field and the Food service industry, I have done carpentry and demo,audio carpentry, stockroom supervision, and volunteered for several years at a children's rock camp. I am ready for a new chapter and I'm ready to start work as soon as possible for the right fit! Thank you for your consideration.
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