KATE MCCORMICK

• Pursuing my interest in Compliance, Risk and AML by developing knowledge in those areas through my work, studying for professional ICT qualifications, and sitting on several boards that govern, educate and regulate the industry
• Working my way up from being a paralegal to Compliance and Controls Auditor for bwin.party and then Head of Compliance for Playtech by taking an interest and developing my knowledge of Compliance, Risk and Corporate Governance within a FTSE 250 gaming environment, for regulated and emerging markets using a commercially driven mindset
• Directorships for tier 1 operators, being a public ambassador for player safety and corporate social responsibility
• Managed and developed relationships with multinational companies including Shell, BP and Koch whilst working for Trident Oil, thus contributing to the growth of the company and personally overseeing the successful completion of around 400 deals
• Building a solid reputation and a great network throughout the industry via various committees, boards, and events, Compliance, AML, risk, licencing, corporate consultancy services, advising Tier 1 level and start-up operators and suppliers, on regulation and operational compliance risk, including but not limited to: marketing, player safety, fraud, behavioural player patterns, money-laundering, audits, ongoing monitoring, technical compliance, due diligence
• Informing strategic partnerships, acquisitions and licencing
• Informing market and product strategy, building regulatory and risk frameworks in world markets (EU, UK, LATAM, Asia, Africa and USA)
• Managing teams, building and recruiting compliance functions where necessary

• Ensure each operating business in Group fully complies with its licencing and regulatory requirements
• Managing team of 40+ employees and being global ambassador for company
• Ensure that all Know your Customer (KYC), Anti-Money Laundering (AML) and Combating Financing of Terrorism (CFT) provisions are fully implemented while being constantly monitored and improved across business
• Manage third parties and share best practice to facilitate compliance with licencing and regulatory requirements
• Champion Group's commitment to responsible gambling in line with its licencing and wider obligations
• Act as Money Laundering Officer (MLRO)
• Ensure that third parties undertaking Online business do so in a compliant manner
• Conduct or direct the internal investigation of compliance issues
• Identify operational areas of the business where there may be a risk of non-compliance and oversee remedial plans
• Work with HR function to plan communication and training programs to underpin the Group's overall compliance objectives, PR for the Group's CSR strategy, including public appearances and interviews
• Work cohesively and transparently with Group's legal function
• Continually assess systems to improve the controls environment
• Reporting to the Managing Director, the Risk Committee and Audit Committee as appropriate
• Plan and execute the Group's compliance framework in line with First, Second and Third lines of Defence

• Building compliance and risk framework for start-up business
• Performing reviews across business functions to ensure compliance with regulatory requirements
• Strategic advice on territories, regulation and possible joint ventures for .com
• Initiating Business Development Team
• Advising the business on current legislation and changes to regulation
• Performing internal audits of business units and technology development
• Managing relationships with regulators

• Performing reviews across business functions in all jurisdictions to ensure compliance with regulatory requirements and giving strategic advice on potential markets/B2B arrangements/potential acquisitions
• Liaising with the Board and executive management, advising on regulatory matters and best practice, and risk approach
• Managing licences and relationships with regulators in various jurisdiction; Spain, Malta, UK, LATAM, Isle of Man, regulatory returns for all relevant countries
• Technical compliance advice for B2B partnerships
• Escalation point for fraud/AML/RG investigations, PEPS, sanctions, and complaints
• Providing compliance training to all staff - responsible gaming, Gamcare, AML, ABAC, data protection, PCI
• QA and internal audits across several functions of the business, extending to onsite audits of clients
• Testing poker, casino, sports, slot and social games to check for technical compliance issues
• UAT testing
• Managing and performing all audit work including interviews, identification and testing of key controls
• Advising the business on current legislation and changes to regulation (AMLD5, GDPR, POC)
• Active member of: GBGA, EGBA, GACO, RGA, Gamstop, Girls in Tech and Women in Business
• Drafting, reviewing and managing Terms and Conditions across B2C brands and reviewing all promotional materials
• Advising business on current legislation and regulatory changes
• Managing relationship with regulators in various jurisdictions
• Drafting policies/procedures/guidelines for the business

• Promoting a consistent compliance culture, ensuring compliance with relevant regulatory and financial crime requirements in all licenced territories across Europe
• Implementing Group strategies in risk, AML, corporate governance, fraud, CTF and bribery and corruption
• Acting Head of Compliance and Risk in all matters in their absence
• Advising the Board and exec management on regulatory matters, developing KPIs, KRIs, reporting MI dashboards
• Building effective risk management framework
• Managing a team of 10, inclusive of the Head of AML, due diligence team, transaction monitoring team
• Reviewing AML/fraud triggers, limits and patterns, chargebacks and disputes
• Drafting and overseeing all compliance related policies and procedures, manuals and guidelines
• QA and internal audits across several functions of the business, extending to onsite audits of clients
• Providing compliance training to all staff
• Main contact with the GFIU and GFSC in respect of regulatory and licensing matters, internal audits and SARs/UARs
• Escalation point for investigations, PEPS, sanctions, complaints, EDD and high risk countries as identified by FATF
• Maintaining registers: training, risk register, breach register, conflict of interest, compliance plan
• Reviewing and approving marketing and terms and conditions for all clients
• Completing regulatory returns for all relevant member states

• For Licensed Operations
• Performing reviews across all business functions for all licensed jurisdictions (UK, Denmark, Spain, Germany), to ensure compliance with regulatory requirements
• Maintaining overall compliance monitoring review program for all gaming jurisdictions
• Testing poker, casino, sports, slot and social games to check for technical compliance issues
• UAT testing
• Audit work -interviews, identification and testing of key controls, collecting evidence, documenting results, reviewing responses to recommendations and monitoring agreed remediation with stakeholders through follow-up reviews
• Strong relationships with central Compliance, Technology Governance & Legal teams, third party software providers and commercial teams
• Reporting and investigating regulatory breaches in accordance with the laws of the relevant jurisdictions including a working knowledge of UK Gambling Commission Licence Conditions and Code of Practice
• Relationships with regulators across all licenced territories
• Developing test programs to identify value enhancing opportunities and delivering constructive recommendations
• Reviewing source documents (laws and regulations), interpreting and applying to business, assessing policy
• Providing assistance to the Head of Internal Audit on board reports and annual financial reports
• Obtaining documentation relevant for ITECH/ISO certification and other responsible gaming technical requirements bwin.party digital entertainment plc (became GVC, now Entain) - Commercial Paralegal
• Researching regulatory developments in all jurisdictions and producing reports for Head of Legal and the Board
• Legal support to the business on projects eg
• License applications,(Italy, Germany, Denmark, UK), IP registrations, litigation, potential acquisitions
• Review of all promotional & marketing content, and Terms and Conditions for the Group's markets - Providing legal advice to data protection officer when required
• Drafting and negotiating service agreements, NDAs, terminations, consultancy contracts
• Witnessing & attesting prize draws for promotions to ensure they are compliant
• Presenting evidence in Court for any potential fraud cases as required by the Gibraltar Police Department
• Collecting data/KYC on any players involved and preparing depositions
• Recovering domains from affiliates, Facebook and Twitter
• Dealing with player complaints/disputes once escalated to legal team
• Preparing legal budget annually for review and sign off by Legal Counsel

• Business Advisory Services
• Legal and administrative work for large client selling plots of land in UK -processing Sales Agreements, transfer documents and all due diligence and correspondence, passport copies, proof of address, bank statements
• Building and maintaining relationships with clients, the investment company and agencies and lawyers
• Controlling DRMS risk management system, collecting KYC on all clients and assessing any risk
• Advising clients and staff on any issues resulting from due diligence/probity checks established for each of the BAS clients
• Use of First pass, World Check and Google searches
• Sending out management accounts to clients

• Cyprus
• Migrating of accounts to Cyprus from the Gibraltar office, working to tight deadlines transferring accounts to Nicosia
• Instructing customer services department to explain to customers the migration of accounts
• Quality checks

• Offering advice on the fuel market and assisting a smooth transaction between traders
• Building relationships with traders and operators for major oil companies such as Shell, BP, Koch, Preem, Petroval, Rixo, FAMM
• Liaising with traders, brokers, agents and operators and handling company accounts and invoicing
• Drafting legal contracts once a deal is struck between traders
• Set up the office in Gibraltar which re-located from New Bond Street, London

inc. English and Maths), English/ History/ Sociology, GPA: 2:2, basic and practitioner, ICT International

• Academic honours in Philosophy