TARA WEST
West Chester,PA
Summary
Dynamic underwriting professional with over 20 years industry experience. Excellent coaching and communication skills. Performance and quality driven, with experience in agency and non-agency underwriting.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Underwriting Manager
Computershare
Greenwood Village,CO
05.2022 - Current
- Monitor underwriting team performance, and provide mentoring to achieve production and quality goals, maintaining an overall error rate of less than 2%
- Perform quality control audits at various stages of the loan cycle, communicate results, and collaborate with various departments to cure deficiencies.
- Update and maintain various reporting and quality tracking tools, including Jira.
- Provide guidance to underwriters regarding guideline changes, internal process initiatives, and corrective action plans.
- Meet regularly with team members, upper management, sales staff, and support staff to review goals and identify process improvements.
Underwriter III
Computershare
Greenwood Village, CO
12.2020 - 05.2022
- Communicated with supporting departments to ensure that all compliance deadlines and service level guarantees were met.
- Maintained excellent quality standards, while consistently exceeding daily production goals.
- Received quarterly recognition as top performer across all underwriting departments.
Underwriter II
Mr. Cooper Group
Santa Ana,CA
09.2020 - 12.2020
- Maintained pipeline of conventional conforming loans in Encompass
- Met all service level guarantees for initial review and final review, and exceeded production expectations.
- Worked with processing, sales and funding to ensure timely closing of loans.
Underwriting Team Lead
Radian Group Inc
Philadelphia,PA
01.2013 - 09.2020
- Provided guideline support to a team of approximately 50 contract underwriters located across the country
- Interpreted and applied guidelines for agency and portfolio products across a variety of agency and non-agency investors.
- Assisted underwriters with complicated loan scenarios, including appraisal review, tax return analysis, and guideline interpretation
- Mentored and trained new hires.
- Participated in process flow improvement projects to increase efficiency and maintain quality.
Underwriter
Ace Risk
Philadelphia,PA
01.2011 - 01.2013
- Performed simultaneous compliance and MI underwriting on behalf of Radian for a contract client.
- Represented Radian at client site and acted as subject matter expert regarding Radian policies and procedures.
Underwriter
Fannie Mae
Philadelphia,PA
05.2010 - 01.2011
- Completed post closing audit reviews and issued repurchase letters when deficiencies were identified
- Responded to lender rebuttals and participated in lender repurchase negotiations.
Commercial Underwriter
Interbay Funding LLC
Fort Washington,PA
10.2007 - 07.2009
- Reviewed small balance commercial loans, using a debt service qualification approach to underwriting.
Underwriter
Bear Stearns & Co Inc
King of Prussia,PA
10.2006 - 10.2007
- Reviewed non-conforming and alternative documentation loans to company guidelines.
Underwriter
Wilmington Finance
Plymouth Meeting,PA
01.2005 - 10.2006
- Applied a variety of investor guidelines to non-conforming loans, including reduced and alternative documentation programs
- Maintained excellent quality and was consistently in the top five producing underwriters company wide.
Education
Master of Science - Management
Rosemont College
Rosemont, PA05.2001
Bachelor of Science - Management
Rosemont College
Rosemont, PA05.1997
Skills
- Loan Quality Control
- Performance Monitoring
- Employee Performance Evaluations
- Operational Efficiency
- Mentoring and Training
- Operational Standards
- Automated Underwriting Systems
- Underwriting Understanding
- Credit Risk
- Quality Control
- Employee Performance
Certification
NMLS License, Connecticut (active), Massachusetts (inactive)
Timeline
Underwriting Manager
Computershare
05.2022 - Current
Underwriter III
Computershare
12.2020 - 05.2022
Underwriter II
Mr. Cooper Group
09.2020 - 12.2020
Underwriting Team Lead
Radian Group Inc
01.2013 - 09.2020
Underwriter
Ace Risk
01.2011 - 01.2013
Underwriter
Fannie Mae
05.2010 - 01.2011
Commercial Underwriter
Interbay Funding LLC
10.2007 - 07.2009
Underwriter
Bear Stearns & Co Inc
10.2006 - 10.2007
Underwriter
Wilmington Finance
01.2005 - 10.2006
Master of Science - Management
Rosemont College
Bachelor of Science - Management
Rosemont College
NMLS License, Connecticut (active), Massachusetts (inactive)
Similar Profiles
Ben ButlerBen Butler
Senior Merger and Acquistion Technical Lead at ComputershareSenior Merger and Acquistion Technical Lead at Computershare
Sadain KhanSadain Khan
Financial Services Administrator at ComputershareFinancial Services Administrator at Computershare
Konstance ThomasKonstance Thomas
Customer Service Representative REMOTE PT at ComputerShareCustomer Service Representative REMOTE PT at ComputerShare