Summary
Overview
Work History
Education
Skills
Timeline
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KERRI FARRANDS

Valencia,CA

Summary

Skillful and dedicated Escrow Officer/Assistant with over twenty years’ experience in the industry; possess strong public relation's skills dealing with customers. Proficient with handling all functions of (resale, refinance, commercial, and REO) transactions. Strong organizational and analytical skills, Strong Communication Skills Prorate taxes, hazard insurance, loan interest, and prepare escrow settlement documents. Prepare legal papers and written agreements. Execute closing and obtain payments due, disburse funds to appropriate parties, and maintain follow-up necessary for transaction completion and issuance of policy. Finalize transactions in connection with the insuring of title. Highly focused and results-oriented in supporting complex, deadline-driven operations; able to identify goals and priorities and resolve issues in initial stages. Knowledgeable Escrow Officer with [Number] years of [Type] experience. Well-versed in real estate contracts, lender policies and title requirements. Detail-oriented and thorough with excellent analytical and independent thinking skills.

Overview

7
7
years of professional experience

Work History

Escrow Officer / Capstone Escrow / Newhall Escrow

Escrow
Valencia, CA
01.2022 - 07.2022
  • Completes Real Estate Escrow Transactions by determining requirements; clearing title; assembling, preparing and reviewing closing documents, disbursing funds
  • Determines escrow requirements by studying and clarifying buyer, seller and lender instructions
  • Obtains clear title by ordering title reports, resolving title defects, satisfying existing liens and encumbrances against property or principals
  • Establishes escrow account by depositing funds, maintaining records
  • Prepares transaction documents by completing forms and statements, collecting and reviewing existing documents by completing forms and statements, collecting and reviewing existing documents
  • Completes calculations by prorating taxes and interest
  • Completes closing transaction documents by assembling doc's and reviewing papers with parties, explaining provisions and procedures, answering questions, checking documents for completeness and accuracy, obtaining signatures
  • Completes closing by recording and filing documents, preparing and distributing final closing by recording and filing documents, preparing and distributing final closing statements and title
  • Prepares HUD by using lender instructions
  • Closes escrow account by balancing and disbursing funds
  • Complies with regulatory requirements by adhering and enforcing adherence, to requirements.
  • Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.

Escrow Officer /

Top Escrow
Granada Hills, CA
03.2021 - 01.2022
  • Promote a positive attitude and atmosphere, instilling "Teamwork" and personal growth throughout the branch
    Address and resolve customer issues, applying fast and exemplary judgment in the utmost professional manner, advising management of unresolved issues and/or complaints
    Business development, PR and marketing initiated each month
    Develop and maintain a close working relationship with ROG offices, local Title Reps & Movement Mortgage Loan Officers
    Supervise office staff compliance with company policies and procedures
    Responsible for supervising, training and delegating work to subordinates
    Responsible for objective salary reviews and recommendations
    Provide a safe, encouraging and positive environment for the employees

Escrow Officer/Loan Closer / Millennial Home

Lending / Destination
Chatsworth, CA
12.2019 - 03.2021
  • Typed and processed escrows (residential, residential income, new development, commercial andrefinance).
  • Prepared amendments, grant deed, notes and deeds of trust, etc.
  • Heavy client contact via phone and in person.
  • Opened title, abstract and clear issues on preliminary title report.
  • Balances and closed files.
  • Work with lenders with TRID rules, process loan documents for borrower signature and lender funding.
  • Ordered and processed all required report and documents, including the NHD, HOA documents, HOAdemand, home warranty, termite report, city reports, and retrofitting invoices.
  • Provided assistance to buyers, sellers, lenders, title officers, and agents with escrow paperwork,maintained escrow files, and closed files database.

Escrow Processor

Mid Valley Escrow
Granada Hills, CA
08.2015 - 12.2019
  • Open escrows, prepare escrow instructions, request payoff demands, beneficiary statements, order title and work with lenders and title companies to address any closing or title issues
  • Order Termite Reports, Natural Hazard Disclosure Reports, Hazard Insurance Policies, etc
  • Familiar with loan documents such as Deeds of Trust, Notes, Grant Deeds, Quitclaim Deeds, etc
  • Prior to close of escrow, contacted and followed-up with lender and mortgage broker to assure closing conditions have been met, requested loan documents and loan funds, facilitate the signing up of borrowers, prepare estimated and final closing statements/HUD1, and disburse funds
  • Coordinate recordings with title companies and contacted mortgage brokers, lenders, listing agents, selling agents, buyers, and sellers with recording confirmation.

Education

High School Diploma -

Santa Rosa High School
1986

Skills

  • RBJ/Streamline
  • MS Word/Excel/Outlook
  • Escrow Agents Fidelity Corporation Certificate Card
  • Notary Public

Timeline

Escrow Officer / Capstone Escrow / Newhall Escrow

Escrow
01.2022 - 07.2022

Escrow Officer /

Top Escrow
03.2021 - 01.2022

Escrow Officer/Loan Closer / Millennial Home

Lending / Destination
12.2019 - 03.2021

Escrow Processor

Mid Valley Escrow
08.2015 - 12.2019

High School Diploma -

Santa Rosa High School

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KERRI FARRANDS