Dedicated Insurance professional with 7 years experience in UAE market & a history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
8
8
years of professional experience
6
6
years of post-secondary education
1
1
Certification
5
5
Languages
Work History
Underwriting assistant
General Insurance PSC
Dubai
11.2013 - 01.2015
Issuing all General Policies (Fire, Engineering, General Accident, Liabilities and Marine).
Involved in all general insurance enquiries.
Handling all direct clients for all classes of insurance.
Handling walk-in customers.
Liaison with Insurance Brokers
Claims handling (Medical and General)
Underwriting assistant
Orient Insurance PJSC
Dubai, UAE, UAE
02.2015 - 09.2016
Handling Al Futtaim Group Insurance requirements
Co-ordinating with outside UAE insurer for fronting and co-insurance requirements
Gather data and conduct evaluation to determine risk in order to scale rates and approve insurance coverage.
Oversee rate increases, new clients, endorsements and policy renewals.
Evaluate customer suitability for insurance coverage while taking consideration of legal ramifications.
Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
Assisted Head of Department by calculating group and individual renewal rates based on customers' background, industry and demographic information.
Responded to customer requests via telephone and email and effectively answered questions and inquiries.
Copied, logged and scanned supporting documentation and placed all information in client files.
Underwriting Officer
Islamic Arab Insurance Company - SALAMA
Dubai, Dubai
10.2016 - Current
Met with customers, agents and brokers to negotiate coverage, price and service delivery.
Supported review, acceptance or denial of new or renewal business by following up with the client/account handler in a timely manner and making sure that terms are in line with the underwriting guidelines.
Completed paperwork, recognizing discrepancies and promptly addressing for resolution.
Handled business from Bancassurance partners (New/Renewal)
Worked on numerous Government and Private tenders and have played key role in winning some prestigious accounts for SALAMA.
Played a key role as technical (IT) and Underwriting council for the development of SALAMA's two active web-portals.
Prepared monthly, quarterly, half yearly and annual reports and KPI for senior management.
Issued FGA, Engineering, Liability & Marine policies including the endorsements.
Handled personal lines insurances such as Travel & Home Insurance.
Determined and documented Underwriting guideline, Survey guideline, Renewal guideline by working with Underwriting Head and communicated requirements and decisions to the department members
Education
Kerala State Higher Secondary Board - Bio Science
Leo XIII Higher Secondary School
Kerala, India
06.2007 - 05.2009
Bachelor of Technology - Information Technology - Disc
VMKV Engineering College
Salem, India
07.2009 - 07.2013
Skills
Clerical support
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Accomplishments
Helped develop Online Insurance portals for SALAMA.
Co- Founded Sty gem solutions ( IT Solutions Company), Info Park, Kochi
First Prize for Paper Presentation “Infosys Campus Connect Programme”
Passed BULATS (Business Language Testing Service) test conducted by Cambridge University Partnered with Anna University.
Passed NIIT Technical Aptitude Test
Software
PREMIA (Version 10) Insurance Management System
AMAN Insurance Management System
Microsoft Office 365
Certification
Pursuing CPCU certification
Timeline
Underwriting Officer
Islamic Arab Insurance Company - SALAMA
10.2016 - Current
Underwriting assistant
Orient Insurance PJSC
02.2015 - 09.2016
Underwriting assistant
General Insurance PSC
11.2013 - 01.2015
Bachelor of Technology - Information Technology - Disc